Shop around peeps !!!

Its insurance renewal time and the details have popped through my door. I'm a bit annoyed about that as the inurance company phoned me last Thursday at an inconvenient time and I asked them to call back on the Friday after 2PM, I'm still waiting, but hey, my renewal has arrived.

Now, when I bought the car in April of this year, I felt I got humped with the change price. Well the renewal price is £542 with an option of a policy at£490.85

After being advised on TV by a wee portly Arab and a former F1 and Nascar racing champion, I went on the comparison website and have managed to get a fully comp policy for pennies over £230. Haggle haggle !!

Well worth the look, you guys do the maths.

I'll check and PM you, dont have to accept till 5/12/10 so have saved the quote reference.

Cambell Has the mods you made to the car made a difference?

Nice result Cambell

I shopped around one year and went from over £600 to £328!  In the days before BMW's though.

Both my wife and I are with Admiral Multicar Policy.  We are probably getting screwed but as we have both made no fault claims with Admiral (for full loss of the car in both cases) we feel if we did go anywhere else and when we get asked the question of "have you made any claims in the last 5 years" it is going to affect the policy big style.

One important point to note about premium price is make sure you only insure your car for what it is really worth.  If you bought your car for £15k, 3 years ago and you insured it for £15k, 3 years ago, your premium is based on the £15k.  Today it isn't going to be worth £15k so there is no point paying a premium for that value.  If it is only worth £9k today, that will make a difference to the premium you pay.

When I do my first trawl I don't mention the mods. It lets me know what the bell curve of charges looks like this year; who wants my business and who doesn't.

Then I go to mods specialists and compare.

I always make sure the mods are declared on the final policy tho. If I ever have the misfortune to need my insurance, I will not be giving the insurance company any excuses to squirrel out of it.

I've been very realistic with the value, no point not being.

Excess removed,price now £299

 

Happy days!

Nicola wrote: Remember adding an extra driver can significantly reduce your premium. When insuring my car this year the quote for fully comp reduced by £200 by adding my dad, even although he had points. Nicola

 

Yes i do the same,even tho i have no intension's letting him drive it lol