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CarlA View Drop Down
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Joined: 27-March-2004
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Points: 255 		Direct Link To This Post Topic: Insurance
    Posted: 11-December-2004 at 12:05
I am sure this has been asked before, but how/who do you arrange your insurance with as mine does not cover track use, can you get a day policy ??

Edited by CarlA
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stephenperry View Drop Down
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Joined: 20-April-2004
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Points: 7213 		Direct Link To This Post Posted: 11-December-2004 at 12:16
you can indeed get a day policy for a trackday from some specialist insurers according to Evo magazine, i'll have a look through my back issues and get you some contacts

    2007 Ford Mondeo 2.0 TDCI Titanium X Auto
    1983 Ford Sierra XR4i
    2000 Alpina B10 3.3 #118
    1999 BMW 323Ci
    1995 BMW 318i SE
    1994 Vauxhall Omega 2.0 GLS
    1995 Ford Mondeo 1.8 LX
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    1986 Ford Orion 1.6 GL
    1989 Ford Fiesta 1.1 Firefly
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Nick View Drop Down
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Joined: 21-October-2002
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Points: 1319 		Direct Link To This Post Posted: 11-December-2004 at 14:13
it depends what type of cover you want.. if it's third party indemnity then you get that anyway as a member of the BMW Car Club (that's at our own events)

If you want you car covered for accidental damage.. then you must buy some cover as either a one off premium for the event you are going to do.. or if like me you choose a trackday friendly insurer you will have it as part of your regular policy..

What your insurance won't provide are repairs to the other guys car in the event of a collision... so don't be under the illusion that if some numpty whacks you that they will have to pay up... it may indeed be his fault but you will have to mend your own car.

So.. choose your trackday provider carefully. A lot of the risk can be minimised by a good TDO.

Nick
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MrBroon View Drop Down
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Points: 312 		Direct Link To This Post Posted: 11-December-2004 at 15:18

I'm not sure if this will be of use to you, but for my classic M5 (when I had it) I went through Heritage insurance and it was covered automatically for any track day.

James.
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falkster View Drop Down
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Points: 825 		Direct Link To This Post Posted: 20-December-2004 at 19:19

When Ive tracked my M3 Ive used these

http://www.mg-sportcars.co.uk/Trackday%20Insurance.htm

Cost me 70 quid which I thought was piece of mind especially as I was heading toward the gravel backwards
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stephenperry View Drop Down
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Joined: 20-April-2004
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Points: 7213 		Direct Link To This Post Posted: 20-December-2004 at 19:38

mmm... insurance seems pretty mandatory then?

be glad of it if something like this happens -

http://ml.halle.free.fr/videos/crashonlydivx.avi



Edited by stephenperry

    2007 Ford Mondeo 2.0 TDCI Titanium X Auto
    1983 Ford Sierra XR4i
    2000 Alpina B10 3.3 #118
    1999 BMW 323Ci
    1995 BMW 318i SE
    1994 Vauxhall Omega 2.0 GLS
    1995 Ford Mondeo 1.8 LX
    1990 Honda Concerto 1.6 EX
    1986 Ford Orion 1.6 GL
    1989 Ford Fiesta 1.1 Firefly
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CarlA View Drop Down
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Points: 255 		Direct Link To This Post Posted: 21-December-2004 at 13:49
Ouch, that's got to hurt !!
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Points: 825 		Direct Link To This Post Posted: 29-December-2004 at 14:51

Originally posted by CarlA CarlA wrote:

Ouch, that's got to hurt !!

Which bit? The cost of the repair or the punching of the windscreen?
Z3M Roadster (gone....just...but not forgotten...yet)
E30 M3 (Toy)
Alfa 147 (just gone)
BMW 330d (new work horse)
Daimler Double 6 (no idea yet)
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stephenperry View Drop Down
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Joined: 20-April-2004
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Points: 7213 		Direct Link To This Post Posted: 29-December-2004 at 14:57

maybe he was trying to punch out the dents in the roof...


    2007 Ford Mondeo 2.0 TDCI Titanium X Auto
    1983 Ford Sierra XR4i
    2000 Alpina B10 3.3 #118
    1999 BMW 323Ci
    1995 BMW 318i SE
    1994 Vauxhall Omega 2.0 GLS
    1995 Ford Mondeo 1.8 LX
    1990 Honda Concerto 1.6 EX
    1986 Ford Orion 1.6 GL
    1989 Ford Fiesta 1.1 Firefly
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CarlA View Drop Down
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Joined: 27-March-2004
Location: Sheffield
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Points: 255 		Direct Link To This Post Posted: 29-December-2004 at 15:37
LOL
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