BMW Motorsport & Track Days Forum

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Insurance

Printed From: Bavarian-Board.co.uk - BMW Owners Discussion Forum
Category: General Forums
Forum Name: BMW Motorsport & Track Days Forum
Forum Discription: For anything related to Motorsport or Track Days (dates and advice). This is for all cars (not just M-Powered)!
URL: http://www.bavarian-board.co.uk/forum_posts.asp?TID=12624
Printed Date: 07-May-2024 at 09:42

Topic: Insurance

Posted By: CarlA
Subject: Insurance
Date Posted: 11-December-2004 at 12:05

I am sure this has been asked before, but how/who do you arrange your insurance with as mine does not cover track use, can you get a day policy ??

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Replies:

Posted By: stephenperry
Date Posted: 11-December-2004 at 12:16

you can indeed get a day policy for a trackday from some specialist insurers according to Evo magazine, i'll have a look through my back issues and get you some contacts

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2007 Ford Mondeo 2.0 TDCI Titanium X Auto

1983 Ford Sierra XR4i

Posted By: Nick
Date Posted: 11-December-2004 at 14:13

it depends what type of cover you want.. if it's third party indemnity then you get that anyway as a member of the BMW Car Club (that's at our own events)

If you want you car covered for accidental damage.. then you must buy some cover as either a one off premium for the event you are going to do.. or if like me you choose a trackday friendly insurer you will have it as part of your regular policy..

What your insurance won't provide are repairs to the other guys car in the event of a collision... so don't be under the illusion that if some numpty whacks you that they will have to pay up... it may indeed be his fault but you will have to mend your own car.

So.. choose your trackday provider carefully. A lot of the risk can be minimised by a good TDO.

Nick

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Posted By: MrBroon
Date Posted: 11-December-2004 at 15:18

I'm not sure if this will be of use to you, but for my classic M5 (when I had it) I went through Heritage insurance and it was covered automatically for any track day.

James.

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Posted By: falkster
Date Posted: 20-December-2004 at 19:19

When Ive tracked my M3 Ive used these

http://www.mg-sportcars.co.uk/Trackday%20Insurance.htm - http://www.mg-sportcars.co.uk/Trackday%20Insurance.htm

Cost me 70 quid which I thought was piece of mind especially as I was heading toward the gravel backwards

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Z3M Roadster (gone....just...but not forgotten...yet)
E30 M3 (Toy)
Alfa 147 (just gone)
BMW 330d (new work horse)
Daimler Double 6 (no idea yet)

Posted By: stephenperry
Date Posted: 20-December-2004 at 19:38

mmm... insurance seems pretty mandatory then?

be glad of it if something like this happens -

http://ml.halle.free.fr/videos/crashonlydivx.avi - http://ml.halle.free.fr/videos/crashonlydivx.avi http://nevr2qk.carlc.com/events/031101hst/crashonlydivx.avi -

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2007 Ford Mondeo 2.0 TDCI Titanium X Auto

1983 Ford Sierra XR4i

Posted By: CarlA
Date Posted: 21-December-2004 at 13:49

Ouch, that's got to hurt !!

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Posted By: falkster
Date Posted: 29-December-2004 at 14:51

CarlA wrote:

Ouch, that's got to hurt !!

Which bit? The cost of the repair or the punching of the windscreen?

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Z3M Roadster (gone....just...but not forgotten...yet)
E30 M3 (Toy)
Alfa 147 (just gone)
BMW 330d (new work horse)
Daimler Double 6 (no idea yet)

Posted By: stephenperry
Date Posted: 29-December-2004 at 14:57

maybe he was trying to punch out the dents in the roof...

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2007 Ford Mondeo 2.0 TDCI Titanium X Auto

1983 Ford Sierra XR4i

Posted By: CarlA
Date Posted: 29-December-2004 at 15:37

LOL

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