Arrrrrgggg....Insurance
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Category: General Forums
Forum Name: General Off Topic Forum
Forum Discription: Discuss off topic issues related to BMWs.
URL: http://www.bavarian-board.co.uk/forum_posts.asp?TID=16648
Printed Date: 02-May-2024 at 02:34
Topic: Arrrrrgggg....Insurance
Posted By: Peter Fenwick
Subject: Arrrrrgggg....Insurance
Date Posted: 14-April-2005 at 10:45
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Why can your no claims bonus only be applied to one car! In order to sell my car privately and not be in a position where I was without a car I decided the best bet was to buy the new car, a Fiesta 1.4... Thankfully once I sell the BMW and cancel the policy on it I will be able to get the NCB applied to the other car and get a refund. It just seams like a con that the NCB can only be applied to one car, surely the NCB is a measure of how good a driver you are. ------------- Entering an age of Austerity and now driving a Focus Diesel. |
, then sell my car. However this will require me to start a second insurance policy for the Fiesta while keeping the BMW insured till I sell it. Since My 7 years NCB cannot be appliled to the second policy it is going to cost me over £700 to insure it (not helped by the learner driver on the policy!).Replies:
Posted By: sleeper
Date Posted: 14-April-2005 at 12:46
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helps to know your broker!! ------------- 
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Posted By: jamie (e39)528i
Date Posted: 14-April-2005 at 15:06
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Hi peter when i insured my wife's car when she passed her driving test i rang my insurance co and they gave me 1 years no claims for nothing on the new car which helped out a little! I was insured by admiral at the time. I am convinced that insurance companies make it up as they go along Hope this is of some help maybe worth a try?
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being that she was only 22 at the time!!! she is a named driver on this policy as the car and insurance is in my name.
Posted By: Peter Fenwick
Date Posted: 15-April-2005 at 03:09
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My current insurer, Adrian Flux are getting back to me. Hopefully they will be able to do me a better quote than £700.
------------- Entering an age of Austerity and now driving a Focus Diesel. |
Posted By: Doive
Date Posted: 16-April-2005 at 06:10
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I raised this same issue previously. It is a scam and the wool has been pulled over people's eyes, most of us just accept it and stump up. As you say, NCB is a measure of how safe a driver is, not the car they drive - why should me driving the chevette (1 year NCB) be any less safe than driving my other car (3 years NCB)? Also if I cancel both policies, does this mean I can claim for 4 years NCB? Does it heck like! Anything to scam more cash out of you. I plan to take this up for my next renewal, it just seems like a blatant revenue generator for the insurance comapnies, as if they aren't making enough out of us! Same with car tax - why pay tax on two cars when I only every use one at a time? Tax is a levy for me to use the roads, not for the car to sit unused in a car park. ------------- 1987 BMW 525e Lux Auto (sadly deceased) http://www.getfirefox.com - Get Firefox - Ditch Hopeless Inertnet Exploder http://www.doive.co.uk - www.doive.co.uk 
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Posted By: MTEC530D
Date Posted: 16-April-2005 at 06:42
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norwich union let you have 2 cars smae driver and take into account your NCB from main car. give them a try i know my dad has his car and siters car both insured witht them and both cars are in his name with full NCB ------------- M tec 530D 2001model. well impressed after so many mercedes. Last being an E class |