|
|
Post Reply 
|
Page <123 |
| Author | |
Peter Fenwick 
Bavarian-Board Contributor 
Joined: 27-August-2003 Location: Lost somewhere in time... Status: Offline Points: 6484 |
 Post Options
 Thanks(0)
 Quote Reply
 Posted: 18-July-2007 at 11:56 |
|
If they refuse to pay out contact the insurance ombudsman. Since you weren't the driver you may be ok, but it's difficult to say. Hopefully they will not require to see a copy of your license as you were not driving.
|
|
|
Entering an age of Austerity and now driving a Focus Diesel.
|
|
 |
|
| Sponsored Links | |
|
|
|
flyingalexf68
Really Senior Member II 
Joined: 01-April-2006 Location: 53°19’59,6°14’56 Status: Offline Points: 2581 |
Post Options
Thanks(0)
Quote Reply
Posted: 19-July-2007 at 21:24 |
|
Get a good solicitor. Don't respond until you get some proper advice. Hope
it works out. Bloody insurers. You do have a case if you genuinly believe that the details you gave them were correct when you signed up. |
|
|
1995 e36 3.0 M3 Coupe, Daytona Violet, AP Racing BBK, CCFL Angel Eyes, M3 Spoiler, M-Tec 3 Steering Wheel.
2000 530d Steptronic, Poverty Spec, 18" Alloys. |
|
|
|
|
M3Nally
Really Senior Member II
Joined: 28-May-2003 Location: United Kingdom Status: Offline Points: 1302 |
Post Options
Thanks(0)
Quote Reply
Posted: 19-July-2007 at 22:17 |
|
I work with insurance companies daily and I would never defend them, however if it was your insurance policy that your wife is covered under then I don't think it will matter that you were not driving. It is a contract of good faith on both sides with them expecting to have all material facts disclosed.
You ought to have checked your licence, ignorance, i.e. assuming your points had expired is no excuse under such circumstances. That said, as flyingalex says, get a good solicitor and good luck. Kevin |
|
|
E30 M3 Macao blue metallic Evolution 2
E39 530d Sport Auto, Aegean blue Edition, Sat Nav, TV, comms pack etc. E39 540i Auto, Sat Nav, TV, leather, luxo barge |
|
|
|
|
falkster
Bavarian-Board Contributor
Joined: 12-August-2003 Location: Yorkshire Status: Offline Points: 825 |
Post Options
Thanks(0)
Quote Reply
Posted: 21-July-2007 at 18:20 |
|
I understand exactly what you are saying and ignorance is not an excuse but why would I hide an SP30 that was 4 years old given the fact that it wouldnt have made a difference in the premium anyway. If I had hidden the fact that I had a drink drving ban or due care and attention etc then I could understand the issue but an SP30.....if they want to get arsey I know they can as the fact remains I havent told them about an offence within 5 years regardless of the nature. |
|
|
Z3M Roadster (gone....just...but not forgotten...yet)
E30 M3 (Toy) Alfa 147 (just gone) BMW 330d (new work horse) Daimler Double 6 (no idea yet) |
|
|
|
|
Peter Fenwick
Bavarian-Board Contributor
Joined: 27-August-2003 Location: Lost somewhere in time... Status: Offline Points: 6484 |
Post Options
Thanks(0)
Quote Reply
Posted: 23-July-2007 at 08:41 |
|
Have they asked to see a copy of your license? If not then don't worry about it. WRT insurance companies they can and do use any excuse in the book to get out of making claims.
|
|
|
Entering an age of Austerity and now driving a Focus Diesel.
|
|
|
|
|
Post Reply
|
Page <123 |
|
| Forum Jump | Forum Permissions You cannot post new topics in this forum You cannot reply to topics in this forum You cannot delete your posts in this forum You cannot edit your posts in this forum You cannot create polls in this forum You cannot vote in polls in this forum |
Z3M bitten the dust!!
Topic Options
M3Nally wrote: