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Mick525i View Drop Down
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Joined: 29-November-2005
Location: Dublin Ireland.
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Points: 1823 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Mick525i Quote  Post ReplyReply Direct Link To This Post Posted: 12-June-2008 at 21:55
What about the 7 series you had K??
Cheers
Mick

BMW E21 318 1980
BMW E39 525i 2002 MTech
VW Golf Gti 2003
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JohnH View Drop Down
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Joined: 18-June-2004
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Points: 1315 		Post Options Post Options   Thanks (0) Thanks(0)   Quote JohnH Quote  Post ReplyReply Direct Link To This Post Posted: 12-June-2008 at 22:02
Originally posted by kbannon kbannon wrote:

That though had crossed my mind John


Great minds....

or fools seldom..?

That said I did see a 90k mile 02 520i sport in the UK for �4kStg on pistonheads yesterday.
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kbannon View Drop Down
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Joined: 09-October-2002
Location: 64 Zoo Lane
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Points: 15508 		Post Options Post Options   Thanks (0) Thanks(0)   Quote kbannon Quote  Post ReplyReply Direct Link To This Post Posted: 12-June-2008 at 22:10
Originally posted by Mick525i Mick525i wrote:

What about the 7 series you had K??

Using it as a daily driver so my wallet is a kind of empty.
Lovely car to drive but with the price of fuel and the fact that I got 12.5mpg on the way home last Tuesday, its only a temporary car.
Current: 2009 E60 520d "Sport" tractor
Previous: 1989 E30 320i SE
1997 E39 523i
2003 E39 525i Sport Individual
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kbannon View Drop Down
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E39 525i Sport Individual

Joined: 09-October-2002
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Points: 15508 		Post Options Post Options   Thanks (0) Thanks(0)   Quote kbannon Quote  Post ReplyReply Direct Link To This Post Posted: 12-June-2008 at 22:11
Still, I'm getting to watch the early footie this week 
Current: 2009 E60 520d "Sport" tractor
Previous: 1989 E30 320i SE
1997 E39 523i
2003 E39 525i Sport Individual
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d8mbn View Drop Down
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Points: 69 		Post Options Post Options   Thanks (0) Thanks(0)   Quote d8mbn Quote  Post ReplyReply Direct Link To This Post Posted: 16-June-2008 at 21:35

sorry to see damage k hope you ok

his missus prob left him kos his car was crap

if it aint fixed break it
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kbannon View Drop Down
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Points: 15508 		Post Options Post Options   Thanks (0) Thanks(0)   Quote kbannon Quote  Post ReplyReply Direct Link To This Post Posted: 23-June-2008 at 11:28
Another update: apparently the insurance company have slightly upped their valuation of the car. However, the valuation is reduced to realise the fact that it hasn't a current NCT (MoT).
What they seem to have forgotten is that it doesn't have this because someone drove into the back of it and the insurance company haven't sorted it out. 
Current: 2009 E60 520d "Sport" tractor
Previous: 1989 E30 320i SE
1997 E39 523i
2003 E39 525i Sport Individual
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Dergside View Drop Down
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Joined: 16-May-2004
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Points: 4000 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Dergside Quote  Post ReplyReply Direct Link To This Post Posted: 23-June-2008 at 11:47

Is it any wonder that insurance rates are silly when you see the amount of man hours spent in trying to wriggle out of or reduce the valuation and payout?  If they just paid the real value on day one instead of haggling then it probably would cost them less than the lower original offer and the cost of time (even just theirs) spent farting about and splitting hairs since.

BTW - is there any pre-existing reason that would prevent it from passing the NCT?  If not, get it tested and if it fails on anything related to the accident damage then they can't wriggle out on that one.

It might also be worth pointing out that the payout should be based on the market value and condition (i.e. NCT'd) immediately prior to the date and time of the accident.  If market values have changed since then, its their problem.  You can be sure that if there was a reason why market values had increased since then that they would be looking to pay based on the value at the time of the accident.



Edited by Dergside
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