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corporate dgnr8 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote corporate dgnr8 Quote  Post ReplyReply Direct Link To This Post Topic: Car Insurance....Help
    Posted: 07-August-2007 at 22:26

Help Please anybody in the uk got any idea's on car insurance and where i can get a decent quote

My car is a BMW E36i SE Compact 2000 model 1.9l (with minor mods)

Magnex exhaust (Pending)
M3 Mirrors
front splitter
angel eyes
smoked rear lights

cant get a decent quote, renewal was £1600+ with 2yrs NCB, im 21 !
all prices iv had are round about the same even Adrian Flux ! who are usually good!, any ideas would be appreciated



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Post Options Post Options   Thanks (0) Thanks(0)   Quote thepits Quote  Post ReplyReply Direct Link To This Post Posted: 07-August-2007 at 22:33

do a little search - there are loads of previous topics on this subject....

....in the meanwhile you could try the AA, go on-line and then ring them. I did and the phone quote was even cheaper

Cats know your every thought.

But don't care.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Peter Fenwick Quote  Post ReplyReply Direct Link To This Post Posted: 08-August-2007 at 09:38

I'm afraid it's because your young, trying to insure a modifed car and it's a BMW. Even though it is only a 316 it is still in group 11, IIRC. Add to this the 20% loading you will be getting for the modifications and you can start to see why it is so expensive.

You have three options.

1) Pay the £1600

2) Sell the car and get something cheaper to insure

3) remove the modifications and convert it back to standard.

3 would be my prefered option but it could work out expensive if you don't have the standard parts to put back on.

Sorry if this doesan't help but I doubt you will get a much cheaper quote any other way.

Entering an age of Austerity and now driving a Focus Diesel.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Jack735 Quote  Post ReplyReply Direct Link To This Post Posted: 08-August-2007 at 10:35
Originally posted by Peter Fenwick Peter Fenwick wrote:

I'm afraid it's because your young, trying to insure a modifed car and it's a BMW. Even though it is only a 316 it is still in group 11, IIRC. Add to this the 20% loading you will be getting for the modifications and you can start to see why it is so expensive.

You have three options.

1) Pay the £1600

2) Sell the car and get something cheaper to insure

3) remove the modifications and convert it back to standard.

3 would be my prefered option but it could work out expensive if you don't have the standard parts to put back on.

Sorry if this doesan't help but I doubt you will get a much cheaper quote any other way.

 

You sound just like my Dad did!

Whats more important the BMW or the exhaust?

If it was me I'd skip the exhaust, the bit that's adding on more than its worth (20% is over £300??  If you keep the car for 3 years that's close on a grand - even for a Geordie that's mad) and enjoy driving a BMW.

 

PS being a Dad myself now I would suggest buy a good alarm system with the exhaust money - that will bring the premiums down!

Are you married?  Adding your souse can get you 5% off.

 

Moving out of Geordieland would also see a discount - unless you moved to a higher risk area.  [I was going to say Liverpool but I didn't want to upset anyone]

 

Check this list out ... (and no I don't think the forum where I knicked this worked out what the *s meant)

A = Low Risk

F = High Risk

AB Aberdeen

10-16, 21-25, 30-39, 41-45, 51-56 . . . . . . . A

AL St Albans

1, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

2-3, 8-10 . . . . . . . . . . . . . . . . . . . . . . . . . . D*

4-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

B Birmingham

1-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

23-26, 36, 70 . . . . . . . . . . . . . . . . . . . . . . . E *

27, 29, 31-35, 37-38, 42-44, 66-69, 71 . . . . D*

28, 30, 40, 46-47, 62-63, 72-77, 79 . . . . . . C

45, 48-50, 60, 64, 65, 78, 90-98 . . . . . . . . . B

61, 80 . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

BA Bath

1-2, 5, 6, 8, 11-14 . . . . . . . . . . . . . . . . . . . B

3, 7, 9-10, 15-16, 20-22 . . . . . . . . . . . . . . . A

4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

BB Blackburn

1, 4-5, 8, 10, 12, 18 . . . . . . . . . . . . . . . . . . D*

2-3, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

BD Bradford

1, 3, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

2, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

5, 11, 15, 19, 21 . . . . . . . . . . . . . . . . . . . . . D*

6, 8, 12-14, 16-18, 20, 22 . . . . . . . . . . . . . . E *

23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

BH Bournemouth

1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

6-7, 11, 13, 15, 17-18, 25 . . . . . . . . . . . . . . B

8-10, 12, 14, 16, 19-24, 31 . . . . . . . . . . . . . A

BL Bolton

0-2, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

3-5, 7-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

BN Brighton

1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

5-8, 13-14, 17, 24, 27, 41-42, 44-45 . . . . . . A

9-12, 15-16, 18, 21-23, 25-26, 43 . . . . . . . . B

20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

BR Bromley

1, 3-5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

BS Bristol

1, 3, 5, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . E *

2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

4, 6-7, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . D*

8-9, 13-16, 23, 30, 32, 34-35 . . . . . . . . . . . C

20, 22, 24-25, 29, 31, 39, 40-41 . . . . . . . . . B

21, 26-28, 36-37, 48-49 . . . . . . . . . . . . . . . A

CA Carlisle

1-3, 5, 7, 13, 18-21, 23-24, 26-27 . . . . . . . . B

4, 6, 8-12, 15-17, 22, 25 . . . . . . . . . . . . . . . A

14, 28 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

CB Cambridge

1, 5, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

2-4, 6-8, 10-11 . . . . . . . . . . . . . . . . . . . . . . A

CF Cardiff

3, 15, 42, 61-62, 71-72 . . . . . . . . . . . . . . . . E *

5, 10-11, 14, 23-24, 63-64 . . . . . . . . . . . . . F *

31-41, 43-48, 81-83 . . . . . . . . . . . . . . . . . . D*

CH Chester

1, 64-66 . . . . . . . . . . . . . . . . . . . . . . . . . . . C

2-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

41-42, 44 . . . . . . . . . . . . . . . . . . . . . . . . . . F *

43, 45-46 . . . . . . . . . . . . . . . . . . . . . . . . . . E *

47-49, 60-63 . . . . . . . . . . . . . . . . . . . . . . . D*

CM Chelmsford

0, 2, 4, 8-9, 11-12, 17 . . . . . . . . . . . . . . . . . B

1, 3, 6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . A

5, 13-14, 16, 20-24 . . . . . . . . . . . . . . . . . . . C

15, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

CO Colchester

1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

2-3, 5, 8, 10, 15-16 . . . . . . . . . . . . . . . . . . A

4, 6-7, 9, 11-14 . . . . . . . . . . . . . . . . . . . . . B

CR Croydon

0, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

2, 8-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

3, 5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

CT Canterbury

1-2, 4, 6, 8-12, 16-17, 19-20 . . . . . . . . . . . C

3, 5, 7, 14, 18 . . . . . . . . . . . . . . . . . . . . . . . B

13, 15, 21 . . . . . . . . . . . . . . . . . . . . . . . . . . A

CV Coventry

1-3, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

4-5, 7, 11-12 . . . . . . . . . . . . . . . . . . . . . . . D*

8-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

13, 21-23, 31-34, 47 . . . . . . . . . . . . . . . . . . B

35-37 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

CW Crewe

1, 3, 5, 7, 9 . . . . . . . . . . . . . . . . . . . . . . . . B

2, 4, 6, 8, 10-11 . . . . . . . . . . . . . . . . . . . . . A

12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

DA Dartford

1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . E *

2-3, 6, 11-13 . . . . . . . . . . . . . . . . . . . . . . . D*

4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

8, 14-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

DD Dundee

1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

5-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

DE Derby

1, 3, 22, 55 . . . . . . . . . . . . . . . . . . . . . . . . . C

4, 12, 14-15, 45 . . . . . . . . . . . . . . . . . . . . . A

5-7, 11, 13, 56, 65, 72-75 . . . . . . . . . . . . . . B

21, 23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . D*

DG Dumfries

1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

3-14, 16 . . . . . . . . . . . . . . . . . . . . . . . . . . . A

DH Durham

1-3, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

6-7, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

DL Darlington

1, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

2-5, 14, 16-17 . . . . . . . . . . . . . . . . . . . . . . C

6-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

DN Doncaster

1, 4-5, 11-12 . . . . . . . . . . . . . . . . . . . . . . . F *

2-3, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

7-9, 16-17, 19-20, 37-39 . . . . . . . . . . . . . . B

10, 14, 18, 21-22 . . . . . . . . . . . . . . . . . . . . A

15, 31, 33-34, 36, 40-41 . . . . . . . . . . . . . . . C

32, 35 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

DT Dorchester

1-3, 5-11 . . . . . . . . . . . . . . . . . . . . . . . . . . A

4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

DY Dudley

1-6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

7, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

8, 10-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . B

E London E

1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

10-15, 17 . . . . . . . . . . . . . . . . . . . . . . . . . . F *

16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

EC London EC

1-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

EH Edinburgh

43-46 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

26-27, 38-42, 55 . . . . . . . . . . . . . . . . . . . . B

23, 28-37, 47, 49, 51-54 . . . . . . . . . . . . . . . C

11-13, 15-22, 24-25, 48 . . . . . . . . . . . . . . . D*

1-10, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

EN Enfield

1, 5-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

2-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

EX Exeter

1-5, 8, 20, 34 . . . . . . . . . . . . . . . . . . . . . . . B

6-7, 9-19, 21-24, 31-33, 35-39 . . . . . . . . . . A

FK Falkirk

1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

6-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

11-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

FY Blackpool

1, 4, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

2, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

3, 5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

G Glasgow

1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 Refer

12, 43-46, 66, 69, 71-78, 81 . . . . . . . . . . . . E *

60-62, 64, 67-68, 82 . . . . . . . . . . . . . . . . . . D*

52, 63, 83-84 . . . . . . . . . . . . . . . . . . . . . . . B

65 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

GL Gloucester

1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . . . . . A

2, 3, 6, 12, 14, 16-17, 20, 50, 52 . . . . . . . . B

GU Guildford

1-3, 5-10, 13-17, 19-24, 27, 30-31, 33-34,

46-47, 51 . . . . . . . . . . . . . . . . . . . . . . . . . . B

4, 11, 25, 29, 32, 35 . . . . . . . . . . . . . . . . . . C

12, 18, 26, 28 . . . . . . . . . . . . . . . . . . . . . . . A

GY Guernsey

1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

HA Harrow

0-2, 4, 7-9 . . . . . . . . . . . . . . . . . . . . . . . . . E *

3, 5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

HD Huddersfield

1, 6-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

2-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

HG Harrogate

1-2, 5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

HP Hemel Hempstead

1-3, 6, 20 . . . . . . . . . . . . . . . . . . . . . . . . . . D*

4-5, 7, 10-14, 19, 21 . . . . . . . . . . . . . . . . . . C

9, 15-18, 22-23 . . . . . . . . . . . . . . . . . . . . . B

27 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

HR Hereford

1, 3, 5-6, 8-9 . . . . . . . . . . . . . . . . . . . . . . . A

2, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

HS Outer Hebrides

1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

HU Hull

1-6, 8-9, 13 . . . . . . . . . . . . . . . . . . . . . . . . D*

7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

10-11, 14, 16 . . . . . . . . . . . . . . . . . . . . . . . C

12, 15, 17-20 . . . . . . . . . . . . . . . . . . . . . . . B

HX Halifax

1, 3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

2, 4-5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

IG Ilford

1, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

2, 6-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

3, 9-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

IM Isle of Man

1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

IP Ipswich

1-3, 5-23, 26-33 . . . . . . . . . . . . . . . . . . . . . A

4, 24-25 . . . . . . . . . . . . . . . . . . . . . . . . . . . B

IV Inverness

1-28, 30-32, 36, 40-49, 51-56, 63 . . . . . . . . A

JE Jersey

1-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

KA Kilmarnock

1-26 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

27-30 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

KT Kingston-upon-Thames

1, 3, 6, 17, 19 . . . . . . . . . . . . . . . . . . . . . . . E *

2, 4-5, 7-12 . . . . . . . . . . . . . . . . . . . . . . . . D*

13-16, 18, 20-22 . . . . . . . . . . . . . . . . . . . . C

23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

KW Kirkwall

1-3, 5-17 . . . . . . . . . . . . . . . . . . . . . . . . . . A

KY Kirkcaldy

1-16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

L Liverpool

1-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

22 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

23, 29, 34, 38, 40 . . . . . . . . . . . . . . . . . . . . D*

24-28, 30, 32-33, 35-36 . . . . . . . . . . . . . . . E*

31, 37 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

39 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

LA Lancaster

1,3-4, 14, 19, 22-23 . . . . . . . . . . . . . . . . . . B

2, 5-13, 15, 17-18, 20-21 . . . . . . . . . . . . . . A

16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

LD Llandrindod Wells

1-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

LE Leicester

1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

3-4, 6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . C

5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

7-9, 11-12, 17-18 . . . . . . . . . . . . . . . . . . . . B

13-16, 65, 67 . . . . . . . . . . . . . . . . . . . . . . . A

LL Llandudno

11-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

14, 29, 31, 33, 41 . . . . . . . . . . . . . . . . . . . . B

15-28, 30, 32, 34-40, 42-49, 51-78 . . . . . . . A

LN Lincoln

1, 5-6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . B

2-4, 7-8, 10-13 . . . . . . . . . . . . . . . . . . . . . . A

LS Leeds

1-13, 15-16, 19, 26-27 . . . . . . . . . . . . . . . . F *

14, 18, 28 . . . . . . . . . . . . . . . . . . . . . . . . . . E *

17, 21-23 . . . . . . . . . . . . . . . . . . . . . . . . . . C

20, 25 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

29 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

LU Luton

1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

2-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

M Manchester

1-9, 11-24, 40, 60 . . . . . . . . . . . . . . . . . . . . Refer

25-29, 32, 34-35, 38, 43, 45-46 . . . . . . . . . F *

30-31, 33, 41, 44 . . . . . . . . . . . . . . . . . . . . E *

ME Medway

1-2, 4-6, 8-13, 15-17 . . . . . . . . . . . . . . . . . C

3, 7, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

18-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

MK Milton Keynes

1-5, 7, 9-15 . . . . . . . . . . . . . . . . . . . . . . . . D*

6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

8, 16-17, 19, 40-42 . . . . . . . . . . . . . . . . . . . C

18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

43-46 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

ML Motherwell

1-2, 6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

8, 10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . B

12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

N London N

1, 7, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

2, 4-6, 8, 10-11, 13, 15-17, 19, 22 . . . . . . . F *

3, 14, 21 . . . . . . . . . . . . . . . . . . . . . . . . . . D*

12, 18, 20 . . . . . . . . . . . . . . . . . . . . . . . . . . E *

NE Newcastle-upon-Tyne

1, 4-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

2-3, 7, 12, 27-29, 32-33, 36-37, 39 . . . . . . . F *

45 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 . . E*

13, 22-25, 35, 61-62, 64 . . . . . . . . . . . . . . . D*

18, 20, 26, 47 . . . . . . . . . . . . . . . . . . . . . . . C

19, 43-44, 46, 48-49, 65-71 . . . . . . . . . . . . B

NG Nottingham

1-4, 6-8, 10-12, 16-18 . . . . . . . . . . . . . . . . C

5, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

9, 19-21, 25, 34 . . . . . . . . . . . . . . . . . . . . . B

13-14, 22-24, 31-33 . . . . . . . . . . . . . . . . . . A

NN Northampton

1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

6, 9, 13-16 . . . . . . . . . . . . . . . . . . . . . . . . . A

7-8, 10-12, 29 . . . . . . . . . . . . . . . . . . . . . . B

17-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

NP Newport

4, 16, 18, 26 . . . . . . . . . . . . . . . . . . . . . . . . C

7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

10-11, 19-20, 44 . . . . . . . . . . . . . . . . . . . . . E *

12-13, 22-24 . . . . . . . . . . . . . . . . . . . . . . . D*

15, 25 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

NR Norwich

1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

3-4, 6-8, 30-31 . . . . . . . . . . . . . . . . . . . . . . B

5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

9-29, 32-35 . . . . . . . . . . . . . . . . . . . . . . . . A

NW London NW

1-2, 5-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . Refer

3, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

4, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

OL Oldham

1-5, 7-9, 15 . . . . . . . . . . . . . . . . . . . . . . . . F *

6, 16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

10-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

OX Oxford

1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

2-3, 6, 10, 16, 25-27, 33, 44 . . . . . . . . . . . . B

5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 . . . . A

PA Paisley

1, 3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

2, 5-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

9-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

12-15, 19 . . . . . . . . . . . . . . . . . . . . . . . . . . C

16-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

21-49, 60-78 . . . . . . . . . . . . . . . . . . . . . . . A

PE Peterborough

1-3, 5, 7, 20, 22 . . . . . . . . . . . . . . . . . . . . . C

4, 10, 13-14, 19, 25 . . . . . . . . . . . . . . . . . . B

6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 . . . . A

PH Perth

1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

3-26, 30-44, 49-50 . . . . . . . . . . . . . . . . . . . A

PL Plymouth

1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

6-7, 9, 20-21 . . . . . . . . . . . . . . . . . . . . . . . B

8, 10-19, 22-35 . . . . . . . . . . . . . . . . . . . . . A

PO Portsmouth

1, 3-6, 19 . . . . . . . . . . . . . . . . . . . . . . . . . . C

2, 7-8, 12, 15, 17, 20-21, 30 . . . . . . . . . . . . B

9-11, 13-14, 16, 18, 22, 31-41 . . . . . . . . . . A

PR Preston

1-2, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

5-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

RG Reading

1-2, 4, 21, 30-31, 42 . . . . . . . . . . . . . . . . . . C

5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 . . B

23-27 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

RH Redhill

1-2, 6-9, 14, 16-18 . . . . . . . . . . . . . . . . . . . B

3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

4-5, 10, 12-13, 15, 19-20 . . . . . . . . . . . . . . A

11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

RM Romford

1, 6, 9-10, 12 . . . . . . . . . . . . . . . . . . . . . . . F *

2-5, 11, 17-18 . . . . . . . . . . . . . . . . . . . . . . E *

7-8, 13-16, 19-20 . . . . . . . . . . . . . . . . . . . . D*

S Sheffield

1-3, 5, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . Refer

4, 9, 11, 13-14, 60-61 . . . . . . . . . . . . . . . . . F *

6, 10, 12, 20, 35-36 . . . . . . . . . . . . . . . . . . E *

17, 21, 25-26, 63, 70-71 . . . . . . . . . . . . . . . D*

18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . C

40, 42, 45 . . . . . . . . . . . . . . . . . . . . . . . . . . B

44 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

SA Swansea

1-2, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

3, 5-6, 8-13, 15 . . . . . . . . . . . . . . . . . . . . . D*

14, 16, 34, 40-41, 43-47, 68-69, 72 . . . . . . B

17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 A

SE London SE

1-2, 4-8, 10-11, 13-19, 21-28 . . . . . . . . . . . F *

3, 9, 12, 20 . . . . . . . . . . . . . . . . . . . . . . . . . E *

SG Stevenage

1, 3, 5, 10-12, 15-17, 19 . . . . . . . . . . . . . . . B

2, 4, 13-14 . . . . . . . . . . . . . . . . . . . . . . . . . C

6-9, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

SK Stockport

1, 4, 14-16 . . . . . . . . . . . . . . . . . . . . . . . . . F *

2-3, 5-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . E *

7, 13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

9-12, 17, 22-23 . . . . . . . . . . . . . . . . . . . . . B

SL Slough

0-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

4-6, 8-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . C

7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

SM Sutton

1, 5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

2-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

4, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

SN Swindon

1-2, 6-10, 13, 25-26 . . . . . . . . . . . . . . . . . . B

3-5, 11, 14-16 . . . . . . . . . . . . . . . . . . . . . . A

12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

SO Southampton

14-19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

20, 24, 41-43, 50-53 . . . . . . . . . . . . . . . . . . A

21-23, 30-32, 40, 45 . . . . . . . . . . . . . . . . . . B

SP Salisbury

1-8, 10-11 . . . . . . . . . . . . . . . . . . . . . . . . . A

9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

SR Sunderland

1-5, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

SS Southend-on-Sea

0-1, 6, 8, 13, 16 . . . . . . . . . . . . . . . . . . . . . C

2-4, 7, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . B

5, 12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

14-15, 17 . . . . . . . . . . . . . . . . . . . . . . . . . . D*

ST Stoke-on-Trent

1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

2-3, 5-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . C

9, 12-14, 16, 18-21 . . . . . . . . . . . . . . . . . . . A

10-11, 15, 17 . . . . . . . . . . . . . . . . . . . . . . . B

SW London SW

1, 3-7, 10, 12-20 . . . . . . . . . . . . . . . . . . . . F *

2, 8-9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

SY Shrewsbury

1-2, 4-12, 15-25 . . . . . . . . . . . . . . . . . . . . . A

3, 13-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . B

TA Taunton

1-4, 6-23 . . . . . . . . . . . . . . . . . . . . . . . . . . A

5, 24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

TD Galashiels

1-5, 7-10, 12-14 . . . . . . . . . . . . . . . . . . . . . A

6, 11, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . B

TF Telford

1, 3, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . C

2, 5-6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . B

4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

9, 11-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . A

TN Tonbridge

1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,

34-36, 39-40 . . . . . . . . . . . . . . . . . . . . . . . B

2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 . . A

13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

15, 17, 21, 37 . . . . . . . . . . . . . . . . . . . . . . . C

TQ Torquay

1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

3-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

TR Truro

1-10, 12-17, 19-27 . . . . . . . . . . . . . . . . . . . A

11, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

TS Cleveland

1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

3-4, 6, 10, 20 . . . . . . . . . . . . . . . . . . . . . . . F *

5, 7-8, 16-19, 24, 26-29 . . . . . . . . . . . . . . . E*

9, 14, 22 . . . . . . . . . . . . . . . . . . . . . . . . . . C

11-13, 15, 21, 23, 25 . . . . . . . . . . . . . . . . . D*

TW Twickenham

1, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . . . . . . E*

4-5, 12, 15-18 . . . . . . . . . . . . . . . . . . . . . . D*

19-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

UB Southall

1-3, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

4, 6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

5, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

W London W

1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . . . . . . F *

3-4, 7, 13 . . . . . . . . . . . . . . . . . . . . . . . . . . E *

10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer

WA Warrington

1, 4-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

3, 9-12, 15 . . . . . . . . . . . . . . . . . . . . . . . . . D*

13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

WC London WC

1-2, 99 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

WD Watford

1-3, 17-19, 23-25 . . . . . . . . . . . . . . . . . . . . C

4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B

6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

WF Wakefield

1-2, 4, 7-10, 12, 16-17 . . . . . . . . . . . . . . . . E*

3, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

5-6, 13-15 . . . . . . . . . . . . . . . . . . . . . . . . . D*

WN Wigan

1-4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *

5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *

8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

WR Worcester

1, 3, 12, 15 . . . . . . . . . . . . . . . . . . . . . . . . . B

2, 4-11, 13-14 . . . . . . . . . . . . . . . . . . . . . . A

WS Walsall

1-6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*

7, 12-13, 15 . . . . . . . . . . . . . . . . . . . . . . . . B

8-9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

WV Wolverhampton

1-2, 12-14 . . . . . . . . . . . . . . . . . . . . . . . . . D*

3-4, 6-8, 11 . . . . . . . . . . . . . . . . . . . . . . . . C

5, 9-10, 15-16 . . . . . . . . . . . . . . . . . . . . . . B

YO York

1, 7-8, 10-11, 16-17, 19, 23-24, 26, 30-32,

41-43, 51 . . . . . . . . . . . . . . . . . . . . . . . . . . B

12-15, 21-22, 25, 60-62 . . . . . . . . . . . . . . . A

18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C

ZE Lerwick

1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A

 



Edited by Jack735
Oooh, The machine of a dream, such a clean machine With the pistons a pumpin', and the alloys all gleam, When I'm holding your wheel, All I hear is your gear, With my hand on your grease gun, Mmm it's like a disease son, I'm in love with my car, gotta feel for my automobile, Get a grip on my .......
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Post Options Post Options   Thanks (0) Thanks(0)   Quote NOISUFNOC Quote  Post ReplyReply Direct Link To This Post Posted: 08-August-2007 at 11:48

I always thought the small print on modifications was to do with things that increased the performance or spec of a car,

smoked rear lights dont even come into it.

angel eyes are a safety upgrade so you can see better at night

m3 mirrors are a safety upgrade so you can see better in your mirrors.

only one id say is valid is the exhaust.

try tesco insurance.

 

528 for now
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Peter Fenwick Quote  Post ReplyReply Direct Link To This Post Posted: 08-August-2007 at 12:34
Originally posted by NOISUFNOC NOISUFNOC wrote:

I always thought the small print on modifications was to do with things that increased the performance or spec of a car,

smoked rear lights dont even come into it.

angel eyes are a safety upgrade so you can see better at night

m3 mirrors are a safety upgrade so you can see better in your mirrors.

only one id say is valid is the exhaust.

try tesco insurance.

 

When i spoke to one insurance broker about modifications I was told that a large number of insurers will automatically add 20% to any policy if the car is modified in any way. Not all do this but a significant number.

Entering an age of Austerity and now driving a Focus Diesel.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote corporate dgnr8 Quote  Post ReplyReply Direct Link To This Post Posted: 08-August-2007 at 17:11
thanks for reply used to work in insurance (Zurich) i know of the loading and how applied use to apply it myself just seems a bit steap for group 11-13 depending on insurer! LOL just have to keep looking mods arent going and car wont unless its 4 an upgrade in future !
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Post Options Post Options   Thanks (0) Thanks(0)   Quote bassmancampbell Quote  Post ReplyReply Direct Link To This Post Posted: 22-August-2007 at 00:29

Try Admiral, i got a pretty reasonable deal and have only been driving since Nov 05.  It's the best deal i could get and i called about 100 insurers all over the uk.

You can get a 10mth accelerator plan that helps you build up no claims as long as you stay with them.

The performance insurers were crap and i won't be going back to any of them, their quotes were from 2k - 6k.

 

 

Cheers

Campbell

 

Campbell - 645ci

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Rhys Quote  Post ReplyReply Direct Link To This Post Posted: 22-August-2007 at 20:22
I use A-Plan at the mo, they specialise in modded cars so might be worth a call (even though mine isn't modded I've found them to be the cheapest).
My insurance just for me is under £200 fully comp, with my other half added as a provisional driver (also fully comp) is about £100 or so more.


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Post Options Post Options   Thanks (0) Thanks(0)   Quote jay1963 Quote  Post ReplyReply Direct Link To This Post Posted: 23-August-2007 at 11:02

Im with Admiral. Lost most of my no claims when my vectra had an arguement with a shogun.

Insured my 318 e46 with 1 yrs no claims for under £400

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Post Options Post Options   Thanks (0) Thanks(0)   Quote DSK328i Quote  Post ReplyReply Direct Link To This Post Posted: 23-August-2007 at 14:26

TESCO's Car Insurance worked wonders for me.  Beat Adrain Flux (my previous insurers by £1100!!).

 

 

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Post Options Post Options   Thanks (0) Thanks(0)   Quote dryle Quote  Post ReplyReply Direct Link To This Post Posted: 23-August-2007 at 14:29

I was with Hibernian and when my car was written off last year they upped the price to 1800, went to the AA and am paying €750 approx, even when I told them what happened.

Dave Ryle


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Post Options Post Options   Thanks (0) Thanks(0)   Quote corporate dgnr8 Quote  Post ReplyReply Direct Link To This Post Posted: 23-August-2007 at 18:06
thanks for replys sorted now had to go with Bell under same umbrella as Admiral and Elephant but have a Flexi option for modded cars 790 for me mr 21 yrs old and 1x additional driver best i got tried all companies with some silly quotes like 2.5k from Liverpool Victoria and 1700 from Adrian Flux!!! sorted now though....
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Post Options Post Options   Thanks (0) Thanks(0)   Quote thepits Quote  Post ReplyReply Direct Link To This Post Posted: 23-August-2007 at 23:18

Originally posted by corporate dgnr8 corporate dgnr8 wrote:

thanks for replys sorted now ....
Good

Originally posted by corporate dgnr8 corporate dgnr8 wrote:

 had to go with Bell under same umbrella as Admiral and Elephant but have a Flexi option for modded cars 790 for me mr 21 yrs old and 1x additional driver best i got tried all companies with some silly quotes like 2.5k from Liverpool Victoria and 1700 from Adrian Flux!!!
what did the AA Quote?

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But don't care.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote corporate dgnr8 Quote  Post ReplyReply Direct Link To This Post Posted: 24-August-2007 at 17:42

AA quoted:

£1400 +

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Rhys Quote  Post ReplyReply Direct Link To This Post Posted: 24-August-2007 at 18:11
Did you try A-Plan just out of curiosity?
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