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flyingalexf68 
Really Senior Member II
Joined: 01-April-2006
Location: 53°1959,6°1456
Status: Offline
Points: 2581
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 Topic: How much is your insurance?
Posted: 11-May-2006 at 06:19 |
Just reading the Irish Times yesterday, Μnsurance is at it lowest price in years. Are any of you still paying huge premiums?
I changed my ploicy on my Patrol from AXA in January to XS-Direct. AXA quoted me 3150 (with 4 years no claims). XS quoted 1050 for the same policy. They work on a very high excess in case of a claim. Boys have to pay the first 4000 of every claim, girls pay the first 2000. It's still the best option for me.
Who are you guys with?
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1995 e36 3.0 M3 Coupe, Daytona Violet, AP Racing BBK, CCFL Angel Eyes, M3 Spoiler, M-Tec 3 Steering Wheel.
2000 530d Steptronic, Poverty Spec, 18" Alloys.
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Mick525i
Bavarian-Board Contributor
Joined: 29-November-2005
Location: Dublin Ireland.
Status: Offline
Points: 1823
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Posted: 11-May-2006 at 06:50 |
Hi,
I am with AIG, and pay 640 fully comp including my wife. Full no claims bonus. (cheap?)
Mick (Age 31) Old now 
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Cheers
Mick 
BMW E21 318 1980
BMW E39 525i 2002 MTech
VW Golf Gti 2003
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Richie
Bavarian-Board Forum Sponsor
Irish Region
Joined: 04-November-2002
Location: Dublin,Ireland
Status: Offline
Points: 2526
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Posted: 11-May-2006 at 06:54 |
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I'm with AIG and I'm paying 870 fully comp,full 5 year NCB.
I'm 29 and driving a 323 coupe.
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Richie
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AHEALY
Really Senior Member II
Joined: 05-February-2004
Location: Ireland
Status: Offline
Points: 946
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Posted: 11-May-2006 at 07:00 |
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I'm paying 750 fully comp, open drive, bonus protection, the lot. I have full no claims, drive a 1997 523i and am 34.
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Ado
'97 523i & 95 M3
97 Subaru Impreza WRX Sport Wagon (sold)
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flyingalexf68
Really Senior Member II
Joined: 01-April-2006
Location: 53°1959,6°1456
Status: Offline
Points: 2581
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Posted: 11-May-2006 at 07:01 |
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Who's AIG? Those sound cheap enough to me. I'm 25 by the way.
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1995 e36 3.0 M3 Coupe, Daytona Violet, AP Racing BBK, CCFL Angel Eyes, M3 Spoiler, M-Tec 3 Steering Wheel.
2000 530d Steptronic, Poverty Spec, 18" Alloys.
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Ben O Brien
Really Senior Member II
Joined: 12-August-2004
Location: Limerick,Ireland
Status: Offline
Points: 1205
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Posted: 11-May-2006 at 07:02 |
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Im with hibernian 17 years of age as named driver under mothers name who has full ncb, paying 3200 but ive got a 4000 excess. i found this hard to believe as i didnt think hibernian did this i thought it was only xs direct, was quoted 7 grand in my own name from quin direct!!
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99' 740iL
99' 728i Sport
98' E39 M5 - Avus Blue, Dec Car!
96' M3 Saloon - Estoril Blue
94' M3 3.0 Convertible
91' E34 M5 - 3.6, Macau Blue
*E36 M3's Breaking*
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Mick525i
Bavarian-Board Contributor
Joined: 29-November-2005
Location: Dublin Ireland.
Status: Offline
Points: 1823
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Posted: 11-May-2006 at 07:03 |
 flyingalexf68 wrote:
Who's AIG? Those sound cheap enough to me. I'm 25 by the way. |
- AIG Europe (Ireland) Ltd
- AIG Hse Merrion rd 4 Dublin
- T
- (01)2081400
- F
- (01)2837774
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Cheers
Mick
BMW E21 318 1980
BMW E39 525i 2002 MTech
VW Golf Gti 2003
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Mick525i
Bavarian-Board Contributor
Joined: 29-November-2005
Location: Dublin Ireland.
Status: Offline
Points: 1823
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Posted: 11-May-2006 at 07:04 |
Ben O Brien wrote:
Im with hibernian 17 years of age as named driver under mothers name who has full ncb, paying 3200 but ive got a 4000 excess. i found this hard to believe as i didnt think hibernian did this i thought it was only xs direct, was quoted 7 grand in my own name from quin direct!! |
F**kin hell. 3200 and a 4000 excess. taking the p1ss
M
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Cheers
Mick
BMW E21 318 1980
BMW E39 525i 2002 MTech
VW Golf Gti 2003
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AHEALY
Really Senior Member II
Joined: 05-February-2004
Location: Ireland
Status: Offline
Points: 946
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Posted: 11-May-2006 at 07:07 |
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B.T.W. I was checking quotes for a 1994 M3 and the best so far is 1,200 with 350 excess from Brittons. St Pauls were looking for 1,400 with no excess. Brittons (XS) were quoting 800 with excess of 4000, but I couldn't take that risk.
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Ado
'97 523i & 95 M3
97 Subaru Impreza WRX Sport Wagon (sold)
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llatsni
Really Senior Member II
work in progress
Joined: 22-February-2005
Location: dublinia
Status: Offline
Points: 963
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Posted: 11-May-2006 at 07:10 |
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Hibernian-direct... cheapest if you're married as far as i can see, they seem to be the only one that has only a tiny loading for a spouse.
Our insurance is up for renewal in June and will be about 520 fully comp with protected NCD (5 years no claims) on the 316.
Paul
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1996 e34 525i SE Touring [uberwagon!]
1992 e36 325i Coupe [track car]
1998 e36 316i SE Saloon [sold... but missed]
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BigPhil
Senior Member II
Joined: 03-October-2005
Location: Dublin
Status: Offline
Points: 156
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Posted: 11-May-2006 at 07:29 |
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31yrs, 03 E46 M3, 1050 St. Pauls. Offered 950 on 123.ie.
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997 C2 now.
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flyingalexf68
Really Senior Member II
Joined: 01-April-2006
Location: 53°1959,6°1456
Status: Offline
Points: 2581
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Posted: 11-May-2006 at 07:34 |
BigPhil wrote:
31yrs, 03 E46 M3, 1050 St. Pauls. Offered 950 on 123.ie. |
Now that is cheap. What was anyone paying before on an M3. Anyone saving big money these days?
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1995 e36 3.0 M3 Coupe, Daytona Violet, AP Racing BBK, CCFL Angel Eyes, M3 Spoiler, M-Tec 3 Steering Wheel.
2000 530d Steptronic, Poverty Spec, 18" Alloys.
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BigPhil
Senior Member II
Joined: 03-October-2005
Location: Dublin
Status: Offline
Points: 156
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Posted: 11-May-2006 at 07:38 |
Well it was hard earnerd. I started off with them when I was 21 with an Escort RS turbo.........and paid about 10 times that 
So about time I reapt the rewards.
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997 C2 now.
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kdevitt
Really Senior Member II
Joined: 27-February-2003
Location: Ireland
Status: Offline
Points: 904
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Posted: 11-May-2006 at 07:40 |
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950 with two named drivers on 328ci (29 - 7 years ncb)
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e46 m3
Groupie
Joined: 03-March-2006
Location: Cork
Status: Offline
Points: 73
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Posted: 11-May-2006 at 07:47 |
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31, 02 M3, with 4 yrs ncb, one total loss and one stolen, paying 1,300 with 150 with AXA
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Jumbo
Groupie
Joined: 23-April-2004
Location: Ireland
Status: Offline
Points: 96
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Posted: 11-May-2006 at 07:53 |
1997 520i Fully Comp, age 37 520
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Brian...
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flyingalexf68
Really Senior Member II
Joined: 01-April-2006
Location: 53°1959,6°1456
Status: Offline
Points: 2581
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Posted: 11-May-2006 at 07:55 |
e46 m3 wrote:
31, 02 M3, with 4 yrs ncb, one total loss and one stolen, paying 1,300 with 150 with AXA |
Thats very good for AXA. I know they have other nice benifits. They told me they don't normally quote for high value/performance cars. Sister-in-law was quoted 2300 for an SLK 230 with them. Went to Hibernian and got it for 1400. She was 27. She's now paying 825 on a 2.5 Boxster.
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1995 e36 3.0 M3 Coupe, Daytona Violet, AP Racing BBK, CCFL Angel Eyes, M3 Spoiler, M-Tec 3 Steering Wheel.
2000 530d Steptronic, Poverty Spec, 18" Alloys.
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e46 m3
Groupie
Joined: 03-March-2006
Location: Cork
Status: Offline
Points: 73
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Posted: 11-May-2006 at 08:26 |
flyingalexf68 wrote:
e46 m3 wrote:
31, 02 M3, with 4 yrs ncb, one total loss and one stolen, paying 1,300 with 150 with AXA |
Thats very good for AXA. I know they have other nice benifits. They told me they don't normally quote for high value/performance cars. Sister-in-law was quoted 2300 for an SLK 230 with them. Went to Hibernian and got it for 1400. She was 27. She's now paying 825 on a 2.5 Boxster.
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apologies, i should have mentioned that i work axa in the uk so i managed to tweek a 50% employee discount
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Dergside
Really Senior Member II
Joined: 16-May-2004
Location: Mid West, Ireland
Status: Offline
Points: 4000
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Posted: 11-May-2006 at 08:37 |
'97 523i - 580 on renewal last week - can't recall which company (broker did the biz), fully comp, no points, full protected ncb. '93 325i coupe approx 700 in January, 4 years ncb (started as a new policy 4 years ago), fully comp, protected, etc.
Between renewals on these I turned 40, that seems to have made a bit of a difference as the renewal on the 523i last year was closer to 700.
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Now: BMW 523i SE '00, 318i SE - e91 '07, 325i Coupe '93.
Prev:
e46 328i SE Touring, 330Ci, 318Ci.
e39 523i SE.
e36 325i Coupe *2, 323i SE, 316iSE.
e30 325iSE 2dr, 320i Conv, 320i 2dr, 316i.
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Ben O Brien
Really Senior Member II
Joined: 12-August-2004
Location: Limerick,Ireland
Status: Offline
Points: 1205
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Posted: 11-May-2006 at 08:50 |
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Jesus i cant wait to get a bit older, maybe when im 25 i can get an m3..
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99' 740iL
99' 728i Sport
98' E39 M5 - Avus Blue, Dec Car!
96' M3 Saloon - Estoril Blue
94' M3 3.0 Convertible
91' E34 M5 - 3.6, Macau Blue
*E36 M3's Breaking*
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How much is your insurance?